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Ester: Hello Judah! Would you like to introduce yourself for the Billfold readership?

Judah: Hi Billfold, my name is Judah Bloom and I am a new car shopper and, hopefully, owner.

Ester: And you are related to me!

Judah: That, too. I am your youngest brother.

Ester: That makes it sound like I have 15 younger brothers, each cuter and more princely than the last! But I only have you. Luckily, you’re great!

Judah: Well thank you. I am just trying to avoid the “little” brother routine that typically arises.

Ester: Yes, we middle children are notoriously insensitive to the feelings of our younger siblings. ANYWAY. You are not little; you are in fact almost 30, are you not?

Judah Yes I am. I am turning 30 in August and have been working a steady job for the past, almost three years.

Ester: Let the record show: You are a millennial with a strong work ethic. You’re virtually a unicorn! What other markers of traditional adulthood can you offer? Can you cook yourself dinner?

Judah: If ordering online or turning on the microwave count, then yes, absolutely. However, I have been a success at living by myself and going to work every day, which is an achievement.

Ester: In this day and age, that basically warrants you a Nobel prize. Or, as it happens, A NEW CAR! So tell me about your decision to purchase an automobile!

Judah Well, the car I am currently driving is an 11-year-old Acura RSX (two-door hatchback) that I got from my parents. It has taken me cross country three or four times and been with me for as long as I have been able to drive. However, it is reaching old age and becoming untenable/not financially viable to maintain.

Ester: You mean it’s time to put it in a home?

Judah: I was actually going to try to find it a nice farm up north to let it run around with other old cars.

Ester: That would be California, wouldn’t it? Isn’t that where old cars get put out to pasture? They like the dry heat or something.

Judah: That, or Michigan.

Ester: I thought that Michigan is where baby cars came from.

Judah: It’s a whole circle of life thing.

Ester: That’s so good to know. I am very ignorant about cars since I hate driving and live in the city almost entirely to avoid it. You seem to enjoy driving, however. How were those cross-country trips? What was your favorite state, and what was the most expensive one in terms of tickets?

Judah: I do enjoy driving a great deal. The cross-country trips were fun. Two of them, I did with Adam, our older brother, and two of them I did solo, going from Seattle to Virginia for an internship. I am not sure which is my favorite state as they all basically blended together, and without the dotted lines, like on a map, to indicate when one started and ended, I was not really sure at times which state I was in. For tickets … Let’s just say I try to avoid driving through Kansas as much as possible. I even have routes planned that allow me to circumvent the state.

Ester: What’s the matter with Kansas? That’s a rhetorical question. OK, so your trusty car has carried you to and fro and is now on its last wheels. What do you do now?

Judah: Once I realized that I could actually afford a new car, which was something of a shock, I started my search by writing a list of the features I want in the car, to initially narrow down the options.

Ester: Power steering and door locks?

Judah: Power steering is overrated. Without it, I can get a workout and drive to work at the same time.

Ester: I don’t even know what “power steering” means, I just remember hearing it in a thousand car commercials. Also “anti-lock brakes”! And “low APR”! Do you know what APR means?

Judah: Annuatized Price Requirement?

Ester: Sounds good, but I don’t think “annuatized” is a real word.

Judah: It’s from a car commercial; most of their words are made up. You think “triptronic” is going to fly in a Scrabble game?

Ester: Oh hell no. I don’t know cars but I do know Scrabble. Also, what’s that creepy thing where the lady always keeps track of you no matter where you are? OnStar? Did you want that?

Judah: Yes, OnStar but I don’t think it is a singular woman staring at your car on the screen. Though that would be an interesting job.

Ester: OnStar lady job description: Must never blink. Have calming voice and as many arms as an octopus. What does it set you back to have the OnStar lady watching your every movement?

Judah: I still think OnStar was the NSA’s first attempt at monitoring citizens, but that’s beside the point. In my case, the cars I am looking at don’t offer OnStar and I am not interested in it.

Ester: Oh my god, you’re right! Edward Snowden discovered the truth about OnStar … What, you don’t want to be surveilled? Do you have something to hide about your driving habits, besides the fact that you stuff your backseat full of empty pizza boxes and bottles of Coke Zero?

Judah: I am already avoiding one state, I would prefer not to get on anyone else’s radar while driving. Also, you make the pizza boxes and Coke Zero bottles sound like a bad thing. It is a decorative style. Just you watch, it will come into fashion soon enough! Then everyone will have a car decked out like that.

Ester: Speaking of decked out, were any of your priorities related to how the car looked?

Judah: Absolutely. One of my criteria was the body type. I was looking for a four door sedan that wasn’t a hundred miles long. Color is less important as I am looking for a pre-owned vehicle.

Ester: Used car, any color, not a Buick, check. What else?

Judah: After a frightening drive through a blizzard in Montana, I realized I wanted my new car to be AWD (all-wheel drive), unlike my current one which is front-wheel drive and terrifying on a steep, snow-covered mountain.

Ester: Isn’t anything terrifying on a steep, snow-covered mountain?

Judah: True, but with AWD, it would be slightly less terrifying and I would be able to go more than 7 mph.

Ester: As your sister, I’m not comfortable with you going faster than 7 mph during a blizzard anyway. Won’t AWD just give you false confidence and encourage you to be reckless? You know, like wearing a seatbelt.

Judah: I don’t think so. I can already be reckless without the AWD. With it, I just feel more comfortable and a little more sure of myself, which is helpful when driving as I feel if you are too nervous, you are too tense and could make a mistake. And in those situations, a mistake can prove quite problematic.

Ester: Fair enough. What else were you looking for in a ride? Are you brand-loyal?

Judah: I finally won an argument with my sister.

Ester: Don’t get too comfortable. I’ll probably edit it out.

Judah: Touche. I am not brand loyal but there were specific brands I was looking at as they fit best within my criteria. That, and I asked my brother for advice.

Ester: Oh you asked HIM and not me? But I love giving advice! I would have told you lots of smart things, like … Well, whatever Adam said, only smarter. What did Adam say?

Judah: You definitely, definitely do enjoy giving advice. This fact cannot be argued. But Adam said that I have a good enough job that I should look at higher-end vehicles, and I should focus on used models as you can get more bang for your buck.

Ester: What does “higher end” mean? German?

Judah: Not American, unfortunately. In this case, German or Japanese. BMW, Mercedes, Audi, Infiniti, etc.

Ester: It’s still pretty funny to me that the countries we beat in WWII have us so totally beat in the luxury car market. Like, they can’t best our troops, but they sure can build a sedan!

Judah: I always heard that the tank Mercedes built for the Germans were surprisingly roomy and well equipped.

Ester: Power steering and door locks?

Judah: Exactly! And great gas mileage.

Ester: Good for taking over Poland. OK. So, we’ve narrowed your choices down. Adam, our spendy sibling, told you to buy fancy but buy used. (I, the saver sibling, would have told you to just buy a Metrocard.) What did you end up with?

Judah: I am still looking currently but I have successfully decided on the make and model, being an used Audi A4. I test drove a new model yesterday and fell in love. However, a new model is about $40,000. My price point is closer to $29,000-$30,000.

Ester: Are pre-owned Audis available for that amount?

Judah: Audi A4 was a very popular model between 2010-2012 so there are a lot of them out there. The difficult part has been finding them with low miles and with the features I want. However, minutes before we started this, I found near my price range that fits perfectly. I am hoping to test drive it tomorrow and if that goes well, I may drive away with it.

Ester: Amazing! But first you have to hand over some cash, presumably? How much does one have to put down?

Judah: I am in a different boat as I intend to pay for it all at once. I do not wish to get nailed with interest payments or leasing options. Pay it all at once and get it done with.

Ester: Uh. That means you have $25K in cash just sitting around like in Uncle Scrooge’s bank vault? Do you go swimming in it?

Judah: Swimming in it is my current exercise regime. 10 laps every day through the bills and coins REALLY burns those calories. I actually sold a number of shares of stock I own which I had been saving for this reason. The stock netted me about $25K and I have another 10k saved up specifically for a car purchase.

Ester: So mature and fiscally responsible! I think you are the Billfold hero of the day. Well done, sir.

Judah: Well thank you. And I am willing to bet you never thought I could do it, oh sister of mine.

Ester: Well, sure. In my mind you’re still the kid who ran outside without putting on his pants first.

Judah: …Are you ever going to forget about that?

Ester: Definitely not. But congrats on the car! Let us know how it goes after the test drive. We’re all rooting for you.

Judah: Thanks. I will keep you up to date.

ETA: Welcome to the world, baby girl! Judah has acquired himself a 2011 Audi A4, dark blue with a light leather interior, and he is THRILLED.

This post originally appeared on The Billfold.

More from Credit.com

13 Guide tips for buying a used car

What you have to look for when buying a used car? We give the details in our guide of tips for buying a used car, in both private rooms used cars.

All new cars have something in common and it is just that they are new. With just happens not used and there may be a gap between the two, although the appearance of the unit in question is good. Looking Used Vehicle Show 2012 in Madrid, other rooms used vehicles, or buying a used car from a private note to review the key points.

Mechanical defects are easily overlooked if the car has undergone some cosmetic touches to distract the buyers attention. Do not ever give up a journey of recognition and also in the classroom, accounts certified by independent professionals.

These are the key points to be reviewed when buying a used car:

 1. A used car tires

What you have to look?

 - cracks.
- Excessive or uneven wear.
- Flanks deformed.
- Incorrect pressure.
- Tread depth.
- Date of manufacture.

 2. Exhaust

What you have to look?

- Excessive emission of smoke by faults in the fuel mixture.
- Presence of cracks.
 
3. Bumper of a second hand car

what you have to look?
- Scrapes or scratches.
- Mal set or hook.
- Cracks or missing material.
- Appearance of being an original piece (subtle differences).
- Paint repairs.


4. Construction of a second hand car

What you have to look?
- Scratches and cracks crossing large paint and leave bare plate.
- Signs of corrosion.
- Dents greater than six inches.
- Changes in the tone or texture of the paint marks bumps.
- State of the rubber seals.

 5. Interior of a used car

What you have to look?
- Irregular belt slippage.
- Cracks or cuts on the seat belt.
- Failure of the anchors.
- Burns or stains.

Learn how to remove stains from upholstery.
 
6. Direction

What you have to look?
- Lock the steering wheel at some point.
- Backlash or excessive hardness.
- Fixing incorrect wheel.
- Noise and assisted mechanical steering.
- Parallel wrong

7. Fluid loss

What you have to look?
The lack of tightness of the circuits is one of the most common problems. The fluid leaks and stains can be caused by:
- Brake System.
- Air conditioning circuit.
- The engine.

 8. The brakes on a used car

What you have to look?
- Sinking excessive pedal.
- Noise.
- Tension handbrake.

9. The engine of a used car

What you have to look?

- Stops.
- Rough idle ..
- Weird noises in the engine compartment

10. Lights and indicators

What you have to look?

- Cracks and impacts.
- Breaks in the protection lampshades can affect the projection beam.
- Genuine parts.
- No unapproved devices (eg xenon)

11. Suspension

What you have to look?
 - Excessive swinging.
- Abnormal rattling.
- Slope charged body.

 12. Glass, windows and mirrors in a used car

What you have to look?


- Pitting and cracks greater than 1.5 cm and 1 m visible.
- Broken glass or sagging.
- No mirrors legal (central and left outside or both ext.)
 
13. Dashboard

What you have to look?
- Correct operation of all witnesses: sidelight and long, oil, turn signals, emergency stop, trip computer ...

We hope this guide will be helpful tips on your decision to purchase a second hand car. It is very important not to overlook any of these thirteen steps and to spend some time reviewing the status of each item. This way you can negotiate the price of the car used in a more advantageous.

Every little while a relative, friend, friend of friend or stranger almost makes me the same question: What car should I buy? I think a complex decision for which there is no magic advice that solves the doubts in five minutes. When my partner expects an immediate response, my response is summarized and incomplete "compare several before choosing."
But the issue really gives to pretty, so lets try to make a small guide with tips for those thinking of buying a car, trying to cover the more technical aspects from the more psychological, not to mention basic economic councils.
There is no perfect car in general. But there is the perfect choice for a person and a particular time. If youre considering buying a car, or know someone who is in that process, read the following guide can help you decide better. Or, at least, to realize that your decision is wrong and prepare for the consequences.
This guide is targeted at 90% of buyers looking for an economy car, medium or medium-high. If you are after a Lamborghini (and you really are sure that you can afford), you may not need to solve the problems of the talk here.




We start with the first chapter of our guide to buying a car. First of all, you should be aware that youre probably at the second most important purchase decision, after a home.
Were not talking about dinner tonight or pants, we are talking about 4000 or 2000 dinner trousers. It is more advisable to err on the purchase of clothing for your whole life rather than buying a car. Seen this way, we should think twice before deciding.
We will not let our impulsivity blind us and see cars instead of rain (as in the photo). As a first step, we will be honest with ourselves when judging the situation. If we do not, nothing better than having a friend to give us a hand.
Lets start with this idea consider if you round the head for months, but in recent days it has become stronger and not let you sleep, you will bring you happiness or just going to become a slave to your purchases.
First lets define what is, in my humble opinion, need a car. Until 1886 (really until much later), people lived without cars, but we will not go to those extremes. Moreover, we will not think that because all our circle of friends we have a car we should have it.
The clear case would be if you live in a remote area with no public transportation, or if the number of hours it takes to use it impossible to turn to work without spending your whole life. From there, the need is by degrees, and really is determined by what you intend to spend: would you rather buy a car or have that money for other things?
For you, who are young: Is your first car?
This is particularly aimed at young people who are considering buying their first car. My advice is that you calculate the things you could do with the money the car, including things you consider impossible and, why not, pay you a taxi when you need it. Delaying the purchase of your first car can be a good option, especially if you have alternatives like the car of your parents or your friends. No journal is live, you can always pay for gas full travel.
It is not a trivial issue. A car gives you a lot of freedom and ability to do things. But the money you save, too. Think maybe you can fulfill every whim that now you can not do, like going to Tokyo a week, dinner at Ferran Adrias restaurant, and numerous other little quirks.
The price of the cheapest car you can think of, fuel, servicing, repairs, tolls and maintenance is more expensive per year than all that, even taking into account what you spend on public transport. At least its an after-thought.
Who does not believe it, a simpler example. Suppose the option of putting your car tires (purely aesthetic) is 1000 dollars  But you should also finance, so it will increase considerably. Would you rather invest that money in the aesthetics of the car or yours?
Really, I need a car
If you have passed your process of introspection, lets move on. We have before us a process of trial and error, and models to pose cases. But first, two big questions we should be asking: car new or second hand? Petrol or diesel?


If you spend all day on the road for work, or take the car for a daily fixed displacement, diesel is a good choice. If you buy it because "maybe for work", or "maybe I do long trips", forget it.
Although it is difficult to establish a figure, one speaks of 30,000 miles per year to recoup a diesel. Ideally you do your own accounts, taking into account the price of fuel consumption, the price difference between cars, etc..
Then briefly summarized ideas that need to assess the calculations:
Although difficult to predict, the price of diesel is likely to continue rising at a faster rate than gasoline.
The repairs and maintenance of diesel engines are usually more expensive
To calculate the real difference, do not fall into the trap of buying the initial prices, financing compared with the same ratio. If there are 2,000 dollars difference and you pay gasoline to 5 years, the difference is that the bank will pay 2,000 dollars for 5 years without paying anything, and then pay the 2,000 in a year or two. If you raise the fee for diesel, youre cheating, you could also increase for gasoline.
In case of a tie, consider reaching an age of "lean". If you have a car petrol, you can choose not to move and not spend on gasoline. If you have a diesel car, the premium you have to pay like it dont tell the bank that you are not using the car.
In favor of diesel, I must say that homologated consumption usually more similar to real in diesel than in gasoline. I mean, sure you consume diesel "something more" than what the manufacturer says, but the gasoline you consume "much more" than it says. This is due to the methodology of calculation of consumption and the characteristics of each type of motor.
This is not trying to scare anyone who wants to buy a diesel. I try to convince those who mistakenly think they are going to save, there are many factors to be assessed.
Moreover, compared to driving pleasure, I must say that is very subjective. Many fans argue Motor gasoline engines as the only pure, but some people prefer to drive a diesel. While economic factors are objective, that is a decision each unique, entirely subjective. Get advice about prices, but nobody tell you what you like, that only you know.


Impulse purchases are never the best. Ideally, when buying a car is to plan things in advance. If you have an old car, wait for break of anything can be bad idea, because you can not sell it and you will be embarrassed if you need a new one.
If you have a very old car (by which I will not give anything) and you can spend a month without a car, you have it easier. You can wait for break and then start searching. Leaving the extreme case, it is best that you give yourself time to decide the right time and wait.
While the decision of what car buying should be taken with time, start saving for it is something we should do long before. If you start saving for the car two years before buying it, the benefit is twofold: first you save the interests of the entrance, and on the other you have that money grow in a bank deposit. It is difficult to afford a car without a credit, but try it as small as possible.
"Balance your needs with your wealth and you will not be poor or rich, but just lucky." My advice is to try to maximize the input you give to the car, so that this involves a 50% (or more) of the total price of the car.
If you look impossible, try to buy a cheaper car and save for the next. If you think about it, is how to maximize what you get for your money, because what you repay the bank never upgrade your car, is money "lost".
Choosing the model
After everything weve seen, its time to see what car we need. Internet has become the main source of information for those who buy a car, not what we say, what experts say shopping.
You probably already have a head coach. To make a long both special and stick only to the purchase decision process and we will assume that you know the characteristics of the segments, but we will make a short summary with a couple of examples for anyone to miss:
Small cars: Peugeot 107, Kia Picanto, Renault Twingo
Utilities: Seat Ibiza, Fiat Grande Punto, Ford Fiesta
Compact: Renault Megane, Vauxhall Astra, Volkswagen Golf
Saloons: Renault Laguna, Ford Mondeo, Volkswagen Passat
MPV (MPV): Here we can distinguish between large (eg Renault Space) and small (eg Renault Scenic)
SUVs, SUV and Crossover: What is the difference between SUV, SUV, crossover and SUV?
Sports coupes and for the purposes of purchase, these would be specific, not a compact coupe versions eg.
Rafters: Take a look at our special rafters.
We could say that the first four are general types, and the last four grappling specific needs (and are also more expensive).
What I need, what I want
A distinction should be the need of the car (you may need to go to work) with the appeal that you may have for a particular model. You should not justify yourself buying a $ 20,000 car if one half covers your needs. Moreover, you should not believe that youre spending $ 20,000 on a whim.
The plan I recommend is: evaluates how much it can cost you a car that meets your basic needs. From there, you find that it gives you a more expensive one, and whether it is worthwhile or not.
An example: if you ask a girl between 18 and 30 who likes car, the Mini is certainly the most common response. If your need is a utility (say, $ 12,000) and the Mini costs 17,000, the question that must be asked is whether you are willing to pay $5,000 in exchange for having a car that you love. Who does not have that money has easy choice, whoever has it must choose its priority.
Another example: look at the price of a Seat Leon or a Fiat Bravo and compared with that of an Audi A3 or BMW 1 Series. It is possible that the difference is less than you expect, although you may not feel like paying the difference.
It is a personal matter, but it should be noted that rather than launch into the expensive model without thinking, or stick with the cheap without considering the alternative.
Defining our budget: strict vagueness
The maximum money that we will spend is something we are all clear. But we always ended up spending. My advice is to budget a priori as broad as possible, yet never get out of it. A "strict vagueness". For example, between 13,000 and 20,000 dollars. This allows us to choose the model with best price / quality ratio.
It is possible for a model of $16,000 is a lot better than one of 13,000, but perhaps 20,000 does little compared to 16,000. It happens with everything, but a lot more cars. So it makes no sense to say "Im going to spend $ 20,000 on a car" and supplement the budget with unnecessary accessories, nor fall short by not spending a bit more.
One final note: Your budget should include the costs of financing. This is very important because it can make financial conditions for one model or another.
The list of candidates
Think of the models that you like. At first, do not discard any that meets your requirements in that price range. You can bring a surprise. At least at first you should have about 5 candidates.
The more flexibility you have, the better. If you like a particular model, and you dream about it for a long time, it will be difficult to change your mind. In any case, take a look at the powers, at least to know how much youre overpaying for having that you like.
On the internet (on sites like ours and the official website of the manufacturers) find all the information you could want a priori. Ask a first approximation of the finish, the engine and the equipment that you give each model. One tip: do not go to a very basic finish. In the next chapter we will explain.
Read up all you can about the models that interest you, and take notes.
Note that most brands offer discounts on their official prices. In Internet are some discount prices we can serve well for reference. Do not remove the models still leave a bit of your budget fork, perhaps the actual price the dealer fit. And if not, youre always in time to remove.


It is time for the latest installment of our guide to buying a car, its time to go to the dealer. As we discussed, it is best to see the car before you have documented as much as possible about it. Save time looking at options that interest you and avoid possible scams.
Even so, until you see the car in front can not confirm that fits what you want. While it is not necessary that you try it the first time you go to see him, never sign the purchase without trying it. Everything you can tell your friends or Internet is a great compliment, but your personal impression can not be predicted.
When testing it, trying to make a normal trip, nothing to go on a highway to see how much runs. The power and acceleration figures are already measures, focus more on the subjective aspects.
Cars in stock: possibly the best option
In the previous chapter we discussed that very basic versions are usually not the best option. If looking for one of those is because you want to save, but if you have to ask the factory does not make you the discount that you can do for a model that is in stock.
What purchase most people is what has a better price / performance ratio. And no, not because the crowd knows choose. It is because, having more sales, best prices offered and there are units in stock. Hence, the flexibility in some aspects such as color can be very interesting.
Do not confuse a new car in stock (even if enrolled) with others that have been used. Sometimes the name KM 0 is used interchangeably for both. Get the truth about the origin of the car. It is normal for a new car has some miles (10 or 30, for example), but a car with 3,000 miles is not new. We talked about the dangers of these: Is it worth buying a cheap used car?
Discounts, sales and negotiations
Swamp is a topic that many people (including me) dislike us enough. You buy a car, and do not know if youve paid more than $ 1,000 or $ 1,000 less. The variation in prices between dealers and commercial customers makes a priori difficult to compare prices.
For their part, complain that business people "negotiates too" and their margins are very small. Listen to your instincts and go to that offers the best price (not the best discount).
There are brands that have list prices soaring then reduced with discounts also very high. Others just do discounts, and other make or not depending on the month. This is the reason why there is no a priori perfect car, you have to compare them when youre shopping.
Practically, the model did not care, within a certain characteristics. We visited many dealers, and it was amazing to see how everyone was very close: that was a bit more expensive had more standard equipment, but in the end everyone was very tight.
A temporary job can turn an unappetizing car in a big decision. Even financing offers may makell probably go for one or the other. Some brands they give you funding for a specified period, which can be a discount of more than $1,000 . But if they want to fund, or you want to fund more time, you run out of that discount, which can be a decisive difference.

Do not rush when you decide, take at least a week since we have seen them, and return to them as often as needed. Do not be pressured by sales: to me once offered me a discount (admittedly considerable) for taking the car since that day, without even having seen one in the finish I wanted. I answered that never buy a car sight unseen and tested, and each time it told me $ 200 deducted over priced and quite good. We should not be impulsive, however tempting it is.
Moreover, how friendly we deem the commercial treats we should not influence us for better or worse, the end of the day to let him see for a week and our car for years. For me, the ideal is to inform you about the options and what is the car, not to be mobbed on your purchase. If the car and supply are good, they sell themselves.
I will not get to talk about the famous "bizarre claims" commercials: like "our cars are as good as the more expensive" or "our expensive cars are the only worthwhile". A piece of advice to follow to the letter: Do not trust anything that can not be contrasted with independent sources. Whatever and however innocent it may seem.
This is not a war to establish the brand, but to collaborate. Let them see that you are interested in the car, and let yourself be advised by the best choice that offers if that is really the cheapest, for example in the sense that they take a car that you have in stock benefits both. Therefore, the car that put extras that come with factory usually even more expensive than buying the next finish and bring the series.
On the ideal equipment, we talk almost daily on Autoblog. Use logic, adapt it to your needs and, above all, invest in safety. If your new car does not have power windows in the rear seats, you can always put it on your next car. If you do not have ESP, you might not have a chance to be the next car to fix.
Equipment, engines, safety, aesthetics
Once you have the equipment and prices that best suit what you want, make your own home comparative models. Here are some factors you can consider:
Motor and drive: its power, its elasticity, noise, feelings that you had to try, comfort of their seats, etc.
Facilities: Air conditioning, audio system, automatic lights, interior, trunk, etc.
Security: While some overlap with the equipment, they deserve their own section. It is ideal to have ESP, multiple airbags, and technological aids.. Look not only the stars, compares the exact score between models you value (must be in the same category, for example sedans).
Subjective opinion: The score that you grant aesthetics, quality of materials, setting the size you want, if you love a model or not you notice, etc..
Economic factors:
Total price and financing: calculate what youll pay in full when you finish paying
Consumption: if the car is more expensive but consumes much less than its rival, you can make from certain annual miles. Check accounts.
Maintain this: question regarding revisions cost, how often have to be done, etc..
Warranty: There is a decisive factor, but if a brand gives little warranty, beware.
Delivery time: It may be indifferent, but if you need to work longer, wait four months to deliver what you is not an option.
Yet this cocktail of data and ideas, values ​​which best fits what you want. The final decision is yours, but hopefully Ive helped to raise the issue in a more exhaustive. Once youre clear, you enjoy your new car!